:root{--navy:#1f3a5f;--navy-d:#152a46;--gold:#da9426;--ink:#22303f;--mute:#5d6b7a;--line:#e3e8ee;--bg:#f5f7fa;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Montserrat,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);line-height:1.65;font-size:17px;background:var(--white)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy)}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.topbar{background:var(--navy);color:#fff;font-size:14px;padding:8px 0}
.topbar .wrap{display:flex;gap:24px;justify-content:center;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:12px;padding-bottom:12px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:700;font-size:19px;line-height:1.15}
.logo small{display:block;font-weight:500;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--mute)}
.logo svg{width:40px;height:40px;flex:none}
nav.main{display:flex;gap:26px;flex-wrap:wrap}
nav.main a{text-decoration:none;color:var(--ink);font-weight:600;font-size:15px}
nav.main a:hover,nav.main a[aria-current]{color:var(--gold)}
.btn{display:inline-block;background:var(--gold);color:#fff;text-decoration:none;font-weight:600;padding:12px 22px;border-radius:4px;border:0;font:inherit;font-weight:600;cursor:pointer}
.btn:hover{filter:brightness(.94)}
.btn.blue{background:var(--navy)}
.hero{position:relative;color:#fff;background:var(--navy-d) center/cover no-repeat}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(15,28,46,.82),rgba(15,28,46,.45));z-index:1}
.hero .wrap{z-index:2}
.hero video.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.logo img{height:52px;width:auto}
.erklaer{max-width:960px;margin:30px auto 0}
.erklaer video{width:100%;aspect-ratio:16/9;border-radius:8px;background:#000;box-shadow:0 10px 30px rgba(31,58,95,.2)}
.head-btns{display:flex;gap:10px;align-items:center}
.btn.wa{background:#25d366;display:inline-flex;align-items:center;gap:8px}
.btn.wa:hover{background:#1ebe5b}
@media(max-width:600px){.head-btns .btn.wa span{display:none}.head-btns .btn{padding:10px 14px}}
.hero .wrap{position:relative;padding-top:90px;padding-bottom:90px}
.hero.small .wrap{padding-top:64px;padding-bottom:64px}
.hero h1{font-size:clamp(30px,4.6vw,48px);line-height:1.15;margin:0 0 18px;max-width:780px;font-weight:600}
.hero p.lead{max-width:660px;font-size:18px;margin:0 0 22px}
.checks{list-style:none;padding:0;margin:0 0 28px}
.checks li{padding-left:30px;position:relative;margin:6px 0;font-size:18px}
.checks li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:700}
.crumbs{font-size:14px;margin-bottom:14px;opacity:.9}
.crumbs a{color:#fff}
section{padding:64px 0}
section.alt{background:var(--bg)}
.eyebrow{text-align:center;color:var(--navy);font-weight:600;font-size:14px;margin:0 0 6px}
h2{font-size:clamp(24px,3vw,32px);line-height:1.25;color:var(--navy);margin:0 0 16px;font-weight:600}
h2.c,p.c{text-align:center}
p.c{max-width:860px;margin-left:auto;margin-right:auto;color:var(--mute)}
h3{font-size:19px;margin:0 0 8px;color:var(--navy)}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));margin-top:34px}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:6px;padding:22px;text-decoration:none;color:var(--ink);transition:box-shadow .15s,transform .15s}
a.card:hover{box-shadow:0 8px 24px rgba(31,58,95,.12);transform:translateY(-2px)}
.card p{margin:0;font-size:15px;color:var(--mute)}
.card.land{text-align:center;font-weight:600;color:var(--navy);padding:18px}
.card.land span{display:block;font-weight:500;font-size:13px;color:var(--mute)}
.two{display:grid;grid-template-columns:1.15fr 1fr;gap:48px;align-items:start}
.vorteile{padding-left:20px;margin:0}
.vorteile li{margin-bottom:16px}
.vorteile strong{display:block;color:var(--navy)}
.foto{margin:0}.foto img{border-radius:6px;width:100%;object-fit:cover;aspect-ratio:3/2}
.foto figcaption{font-size:12px;color:var(--mute);margin-top:6px}
.prose{max-width:780px}
.prose h2{margin-top:40px;font-size:26px}
.prose ul,.prose ol{padding-left:22px}.prose li{margin:6px 0}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));margin-top:30px}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:6px;padding:20px;font-size:15px}
.steps li::before{content:counter(s);display:block;width:34px;height:34px;line-height:34px;text-align:center;border-radius:50%;background:var(--gold);color:#fff;font-weight:700;margin-bottom:10px}
.steps strong{display:block;color:var(--navy);font-size:16px}
mark{background:#fff3cd;padding:0 4px;border-radius:3px}
.cta{background:var(--navy);color:#fff;text-align:center}
.cta h2{color:#fff}.cta p{max-width:640px;margin:0 auto 24px}
form.kontakt{display:grid;gap:14px;max-width:620px}
form.kontakt label{font-weight:600;font-size:14px;display:grid;gap:6px}
form.kontakt input,form.kontakt textarea,form.kontakt select{font:inherit;padding:11px 12px;border:1px solid #c7d0da;border-radius:4px;width:100%}
footer.site{background:var(--navy);color:#dfe6ef;padding:48px 0 28px;font-size:14px}
footer.site .cols{display:grid;gap:30px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
footer.site h4{color:#fff;margin:0 0 12px;font-size:15px}
footer.site a{color:#dfe6ef;text-decoration:none;display:block;margin:6px 0}
footer.site a:hover{color:#fff;text-decoration:underline}
footer.site .tel{font-size:24px;font-weight:600;color:#fff}
footer.site .legal{border-top:1px solid rgba(255,255,255,.18);margin-top:30px;padding-top:16px;font-size:13px}
@media(max-width:1100px){nav.main{gap:16px;order:3;width:100%}}
@media(max-width:820px){.two{grid-template-columns:1fr}.topbar span.claim{display:none}section{padding:46px 0}.hero .wrap{padding-top:60px;padding-bottom:60px}}